The US Treasury posachedwapa lipoti ndalama anasonyeza kuti stablecoin issuers tsopano pamodzi kugwira pafupifupi $120 biliyoni US Treasury Bills (T-Bills), underscoring the crypto sector akukwera kaphatikizidwe mu ndalama chikhalidwe. Izi, motsogozedwa ndi kuchuluka kwa kukhazikitsidwa kwa blockchain komanso kufunikira kwazinthu zokhazikika pamsika wa cryptocurrency, zikuwonetsa kusintha kwakukulu kwa stablecoins ngati. Mtengo wosinthitsira ndi Circle's USD Coin (USDC) monga zida zazikulu pakugulitsa katundu wa digito.
Lipoti la Treasury's Fiscal Year 2024 Q4 lidawonetsa momwe ma stablecoins akusintha ngati zida "zokhazikika ngati ndalama", zomwe zakhala zikuyenda bwino chifukwa chakusakhazikika kwawo poyerekeza ndi chuma china cha digito. Malinga ndi akatswiri a Treasury, ma stablecoin awiriawiri amapanga pafupifupi 80% yazinthu zonse zama digito, zomwe zikuwonetsa gawo lalikulu pamsika wa ma tokeni oyendetsedwa ndi fiat.
Makamaka, opereka stablecoin apereka ndalama zosungirako ma T-Bills akanthawi kochepa, pafupifupi 63% ya Tether ya $ 120 biliyoni yomwe ili ku US Treasury. Kukula uku kukuwonetsa malingaliro akuti ma T-Bills amapereka chitetezo chokwanira kukusakhazikika komwe kumachitika m'misika ya cryptocurrency, zomwe zitha kukulitsa kufunikira kwa Treasury pomwe chuma cha digito chikukulirakulira. Lipoti la Treasury likuwonetsa kuti kufunikira kwa ma T-Bills kukuyenera kukula mogwirizana ndi msika wachuma wa digito, womwe osunga ndalama angauone ngati mpanda wolimbana ndi kutsika komanso sitolo yamtengo wapatali.
Ndi nkhokwe za stablecoin zomwe zimaposa $ 176 biliyoni pa nsanja zapadziko lonse lapansi, maulamuliro ngati European Union adavomereza mwalamulo chuma ichi motsatira ndondomeko monga Markets in Crypto-Assets Regulation (MiCA). Ku US, zokambirana za bipartisan zokhudzana ndi malamulo a stablecoin zikupita patsogolo, pomwe aphungu ena akuganiza zolola mabanki omwe amalamulidwa kuti apereke ndalama za stablecoins, zomwe zingathe kulimbikitsanso chuma ichi m'kati mwa machitidwe azachuma.
Pakalipano, olowa atsopano akupitiriza kufufuza malo a stablecoin. Ripple posachedwa idayambitsa RLUSD, ndipo malipoti akuwonetsa kuti World Liberty Finance, yolumikizidwa ndi Purezidenti wakale wa US Lipenga, ikuyang'ana kumasulidwa kwa stablecoin, kuwonetsa chidwi chokulirapo pazachuma chomwe chili pakati pamalingaliro amsika.