Thomas Daniels
Coinbase yatsutsa zonena kuti ma stablecoins akuwononga ndalama zamabanki aku US, kukana lingaliro la "kukokoloka kwa depositi" ngati nthano yopanda maziko. M'mawu omwe adasindikizidwa Lachiwiri, kusinthana kwa crypto kunanena kuti palibe umboni wolumikizira kukhazikitsidwa kwa stablecoin ndi kutuluka kwadongosolo kwa ma depositi a banki, makamaka pamabanki ammudzi.
Ma Stablecoins Ndi Zida Zolipirira, Osati Akaunti Yosungira
Kampaniyo idatsindika kuti ma stablecoins amagwira ntchito ngati zida zogulitsira, osati magalimoto osungira. Malinga ndi Coinbase, kugula ma stablecoins-monga kulipira ogulitsa kunja-sikutanthauza kuchotsa ndalama kumabanki koma kumayimira kusintha kwa malipiro ofulumira komanso ogwira ntchito padziko lonse lapansi.
Coinbase nayenso anatenga vuto ndi lipoti US Treasury Borrowing Advisory Committee kuti ananeneratu kuti $6 thililiyoni mu kuthekera gawo ndege ndi 2028, ngakhale kulosera kukula stablecoin msika wa $2 thililiyoni. Kampaniyo idadzudzula zomwe zanenedwazo kuti ndizosagwirizana ndi masamu komanso mokokomeza.
Kugwiritsa Ntchito Padziko Lonse kwa Stablecoins Kumalimbitsa Ulamuliro wa Dollar
Coinbase adanenetsa kuti ntchito zambiri za stablecoin zimachitika kunja kwa United States, makamaka m'madera omwe ali ndi machitidwe azachuma osatukuka monga Asia, Latin America, ndi Africa. Mu 2024, oposa theka la $2 thililiyoni muzochita za stablecoin zidachitika kunja.
Chifukwa ma stablecoins ambiri otsogola amatsatiridwa ndi dollar yaku US, kukhazikitsidwa kwawo kwapadziko lonse kumalimbitsa ma dollar padziko lonse lapansi. M'malo mochepetsa kukhazikika kwachuma m'nyumba, Coinbase akuti, kugwiritsa ntchito ma stablecoins othandizidwa ndi dollar kunja kumakulitsa chikoka chazachuma cha America popanda kusokoneza kupezeka kwa ngongole kunyumba.
Mabanki Amakumana ndi Mpikisano, Osati Zowopseza
Coinbase adakonza mkangano wokhudzana ndi mpikisano m'malo mokhala pachiwopsezo, ponena kuti mabanki amapanga pafupifupi $ 187 biliyoni pachaka kuchokera ku ndalama zoyendetsera makadi-malo omwe stablecoins amapereka njira yotsika mtengo. Kampaniyo inanena kuti zatsopano, osati malamulo, ziyenera kukhala yankho lazachuma.
Kutsatira ndime ya Guiding and Establishing National Innovation for US Stablecoins Act (GENIUS Act), kampaniyo idawona kuti mitengo yamagawo amakampani onse a crypto ndi mabanki idakwera motsatana-chizindikiro, idati, kuti mafakitale onsewo azichita bwino nthawi imodzi.
Ngakhale zili choncho, mabungwe azikhalidwe zamabanki akakamiza opanga malamulo kuti atseke zopinga mu GENIUS Act zomwe zitha kulola makampani a crypto kapena nsanja kuti apereke zokolola ngati chiwongola dzanja pa stablecoins. Mabungwe amakampani a Crypto alimbikitsa Congress kuti ikane malingaliro awa, ndikuchenjeza kuti alepheretsa zatsopano ndikukhazikitsa mwayi wampikisano wamabanki omwe ali nawo.
Strategic Implications for Finance
Yankho la Coinbase likuwonetsa kugawanika kwakukulu kwa momwe olamulira ndi ogulitsa msika amawonera ndalama za digito. Kumbali ina, mabanki amachenjeza za chiwopsezo chadongosolo komanso kuwongolera malamulo. Kumbali ina, makampani a crypto amatsutsa kuti mabungwe omwe alipo akuopa mpikisano ndipo akugwiritsa ntchito malamulo kuti apitirize kulamulira msika.
Kukula kwa nthawi yayitali kwa kukhazikitsidwa kwa stablecoin kungadalire momwe machitidwe amawongolera amayenderana ndi luso komanso kuchepetsa chiopsezo. Mkangano wapano ukhoza kukonzanso osati makampani olipira okha komanso gawo la dollar yaku US pazachuma zapadziko lonse lapansi.
