Bungwe la Bank of Canada la CBDC Initiative Likukumana ndi Maganizo Oipa Pagulu

Kukambirana kwaposachedwa ndi anthu pankhani ya ndalama za digito ku Canada (CBDC) kwawonetsa kuti anthu aku Canada nthawi zambiri amakhala ndi malingaliro oyipa pa izi, zomwe zimagwirizana ndi nkhawa zomwe Bank of Canada idapereka pakukhazikitsidwa kwawo m'dziko lonselo.

Banki yayikulu yaku Canada idayambitsa 'misonkhano ya digito yaku Canada yapagulu' ndi cholinga chofuna kupeza gawo la CBDC pamalipiro a digito omwe amayendetsedwa ndi njira ngati makhadi. Komabe, atatolera mayankho 89,423 pa kafukufukuyu, zidadziwika kuti anthu aku Canada akufuna kuti pakhale malamulo omwe angapangitse kuti mabizinesi avomereze ndalama ngati njira yolipira.

Malinga ndi lipoti la Bank of Canada, pafupifupi 95% ya omwe adafunsidwa adamvapo kapena amadziwa bwino lingaliro la dollar yaku Canada ya digito. Ngakhale kuzindikira kumawonedwa ngati chinthu chofunikira kwambiri pakulera ana ambiri, zikuwoneka kuti metric iyi simatanthawuza kuvomerezedwa ku Canada.

Lipotilo likuwonetsanso kuti 93% ya omwe adafunsidwa amalipirabe tsiku lililonse pogwiritsa ntchito ndalama zamapepala, kuphatikiza ma kirediti kadi, ma kirediti kadi, ndi njira zosiyanasiyana zolipirira pa intaneti. Kuphatikiza apo, 15% yokha ya omwe adafunsidwa adawonetsa kuti adagwira Bitcoin (BTC) kapena ma cryptocurrencies.

Ambiri mwa omwe adachita nawo kafukufukuyu adalangiza Bank of Canada kuti ayimitse ntchito zake zofufuza ndi chitukuko chokhudza dola ya digito yaku Canada. Komabe, pali chikhulupiliro chomwe chilipo pakati pa anthu kuti ndemanga zawo sizingaganizidwe muzinthu za CBDC.

Chochititsa chidwi n'chakuti, pafupifupi onse omwe anafunsidwa adanena kuti amakonda kumamatira ku njira zawo zolipirira panopa m'malo mosinthira ku CBDC. Chodabwitsa n'chakuti, omwe ankadziwa za CBDCs sankafuna kutengera luso lamakono poyerekeza ndi omwe sankazidziwa.

Kuphatikiza apo, ochepa omwe adafunsidwa omwe adakumanapo kale ndi ndalama za crypto adawonetsa chidwi chogwiritsa ntchito ma CBDC ngati njira ina yolipira.

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