Thomas Daniels

Kusinthidwa: 30/07/2025
Gawani izi!
By Kusinthidwa: 30/07/2025

M'njira yolimbikitsa kuyang'anira gawo la chuma cha digito, Bank of Korea (BOK) yakhazikitsa Komiti Yoyang'anira Katunduyo yomwe ili ndi ntchito yoyang'anira msika wa cryptocurrency ndikuwongolera zokambirana zamalamulo pama stablecoins ndi chuma chenicheni ndi boma. Izi zikugogomezera mayendedwe a banki yapakati kuyambira pakuwonera mpaka kutenga nawo gawo mwachangu popanga dongosolo la South Korea la crypto regulatory framework.

Mkulu wina wa banki yapakati adatsimikiza kuti Virtual Asset Team yomwe yangokhazikitsidwa kumene ikhala malo ogwirira ntchito limodzi ndi maboma panthawi yokhazikitsa malamulo ndipo idzayang'anira zomwe zikuchitika mumakampani okhudzana ndi stablecoins ndi chuma cha digito.

Kuchokera pa Kafukufuku mpaka Kuphedwa: CBDC Strategy Refocused

Mogwirizana ndi kukhazikitsidwa kwa komitiyi, Bank of Korea yasinthanso Gulu lake la Digital Currency Research Team kukhala Gulu la Ndalama Zamakono lomwe likugwira ntchito kwambiri, kuwonetsa kusintha kuchokera ku kafukufuku wamaphunziro kupita ku chitukuko cha ndalama za digito zomwe zimayendetsedwa ndi bizinesi.

Bankiyi yakhazikitsanso magawo awiri apadera:

  • Digital Currency Technology Team, yoyang'ana pa kafukufuku ndi chitukuko chaukadaulo;
  • Digital Currency Infrastructure Team, omwe ali ndi udindo womanga nsanja ya voucher ya digito pogwiritsa ntchito zizindikiro za depositi ndikukhazikitsa malo oyesera ogwiritsira ntchito ndalama za digito.

CBDC Woyendetsa Wayimitsidwa Pakati pa Kusatsimikizika Kwadongosolo

Pa June 29, Bank of Korea idayimitsa woyendetsa wake wa banki yapakati pa banki ya digito (CBDC) yomwe inakonzedwa, yomwe imayenera kuchitika kuyambira April mpaka June 2025.

Ngakhale kuchedwaku, akuluakulu a banki yapakati adatsimikizira kuti ntchito zokhudzana ndi CBDC zipitirirabe ndipo kuyesa koyesa kungayambirenso ndondomeko zamalamulo zikafotokozedwa.

Mabanki Amaika patsogolo Stablecoins Pazinthu za CBDC

Mabanki azamalonda ku South Korea apititsa patsogolo mapulani okhazikitsa ndalama zogulira ndalama, pomwe mabungwe akuluakulu asanu ndi atatu akulozera kutulutsidwa pofika kumapeto kwa 2025 kapena koyambirira kwa 2026. Kusunthaku kukuwonetsa kukonda kwambiri makampani andalama za digito zoperekedwa ndi banki kuposa ma CBDC a boma.

Wachiwiri kwa Bwanamkubwa wa Bank of Korea Ryoo Sang-dai athandizira poyera njira yomwe mabanki omwe ali ndi ziphaso atsogolere pakutulutsa kwa stablecoin asanatengere gawo lalikulu pamsika.

Kusintha kwamitengo ya masheya a Stablecoin

Mkangano ukukula pakati pa banki yayikulu ndi opanga malamulo pazalamulo zomwe zingalole mabungwe omwe si akubanki omwe ali ndi KRW 500 miliyoni (pafupifupi USD 360,000) kuti apereke ndalama zokhazikika.

Bungwe la BOK latsutsa kwambiri malamulowa, ponena za kufanana kwa mbiri yakale ndi nthawi ya "mabanki aulere" ndi zoopsa zomwe zingatheke pa kukhazikika kwandalama ndi kayendetsedwe ka kayendetsedwe ka ndalama ngati kutulutsidwa kwa stablecoin kudzakhala kopanda malire.